Is Debt Consolidation the Best Way to Go and If So How Should I Go About It?
Posted March 31st, 2009awise0204 asked: Like I am in about $20,000 in debt and I was thinking about consolidating all of it into one monthly payment. If I do decide to do it, I really would like to know how everything will show up on my credit report after everything is said and done.
How can I get a debtor to remove a settled debt off credit report?
Posted March 30th, 2009Kee Kee asked: I filed my taxes today and included a 1099c form for a credit card debt of $10,107. Now that this debt is paid, how can I get the credit card company to remove this from my credit report so my credit score can go up. All of my bills are paid [...]
debt?
Posted March 26th, 2009OOH LALA asked: i am in like over $30,000 debt. is there anyway i could make money with out really budgeting? keep in mind that i own a store, so i have to buy items for it everyweek.
oh yeah. and theres a baby in my family too. and ive previously owned another store.
How do you determine total debt for for debt ratio?
Posted March 23rd, 2009Sarah R asked: Im having trouble determining the total for the debt ratio of total debt divided by total assets. I need Wal-Marts total debt, but not sure what categories on the balance sheet are included. Do I add total current liabilities, long term debt, long term obligations under capital leases, deferred income taxes and [...]
What is the most debt you have eliminated in a year?
Posted March 21st, 2009TwinkaTee asked: I need some motivation people! I want to commit to reducing my credit card debt this year; but, it seems a bit overwhelming. Please share stories of how you reduced your debt. Maybe that can psych me up to keep sacrificing and paying off these debts. Thanks!
How many times can the same debt be placed on your credit report?
Posted March 20th, 2009ccdpat asked: I have had the same “debt” put on my credit report by the original lender, a collection agency over 2 years ago and now a brand new collection agency. I questioned the original debt on my report and they removed it, and now, it has obviously been sold to another collection agency [...]
Is credit card debt considered an open account or a written contract?
Posted March 16th, 2009Stephen S asked: I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a [...]
How do I find out which debt collection agency is holding my old debt?
Posted March 13th, 2009Christina asked: I had a rough time a few years ago, and stopped paying my credit cards and cell phone to be able to keep paying the rent and then i lost my job, it was all sent to debt collectors. I’m ready to get this taken care of so I can rebuild my credit [...]
How do you know which debt settlement or debt consolidation program to choose, when theirs 1000’s out there?
Posted March 11th, 2009Russ M asked: How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.
How old does a debt have to be, before you are no longer legally bound to pay it?
Posted March 9th, 2009S L asked: I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?
I heard that collection agencies that specialize in buying old debts, to try and collect on, **** for people to know [...]